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Our best investment portfolio examples for savers and retirees this series of model portfolios from morningstar’s director of personal finance and retirement planning christine benz can help. Model portfolios take a diversified approach to investing, targeting a balance of risk and return based on a transparent strategy. As retirees embark on the next chapter of their financial journey, understanding the various types of model portfolios available becomes crucial

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These portfolios are designed to align with the unique needs and goals of retirees, offering a structured approach to managing investments during retirement It's all about striking the right balance between preservation and growth, said rob williams, managing director of financial planning, retirement income, and wealth management at the schwab center for financial research. With the right model portfolio, retirees can balance the need for income, growth and risk.

So, how do you build a retirement portfolio that serves both purposes