Vusxx Vs Hysa Entire Media Library #676
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Currently have all my savings in a hysa with a 3.4% yield For example buying money market vusxx fund today is giving an equivalent 6.25% apy for high. Thinking of moving it all into vusxx given the current 4.43% yield
VUSXX vs Savings Account: Where Should You Park Your Cash in 2025?
Just want to gut check Both can be bought from your broker, it’s intimidating but actually quite simple Is there any practical difference in risk here
One reason i'm asking is because in other posts on this sub about where.
Only ever used hysa, help me understand using vusxx & the like by birdfood » fri jun 28, 2024 6:32 pm i, personally, would confidently put emergency funds in a respectable mmf, including this one The odds of it falling from the dollar per share are below the threshold of things that would worry me, and i worry a lot. But what if the hysa pays a much better rate, say 4.60% (vs 4.20% for vusxx)? Hysa vs vusxx in 2025 by invest quietly » wed feb 05, 2025 6:10 pm jwalterweatherman wrote
I have a diversified portfolio and i ignore the noise Fretting over political events won't change anything. Snsxx, although the yield is lower (5.02% vs A hysa (high yield savings account) is a deposit account offered by banks or credit unions that provides a higher interest rate than traditional savings accounts
Vusxx is a money market mutual fund offered by vanguard
Hysa are great but even better are buying money market funds or tbills Money market funds restrictions are they can be bought/sold during market hours and tbills have a specified lock up period, like a month or more
