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Payjoy is active in some 20 developing markets, including in mexico, where payjoy lends its own funds directly to consumers Even with no bank account or formal credit history, payjoy users can access financial services and carve a route into the financial system Payjoy’s approach has resulted in a compelling consumer value proposition that includes no late fee for missed payments, and has earned a remarkable net promoter score of 80.

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Read the latest press coverage and news about payjoy See how we’re transforming access to smartphones and financial opportunities in emerging markets worldwide.