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As of right now, venmo/synchrony isn’t policing the categories as strictly as most other cc issuers, & thus the purchases included in each category are very generous. However, the best recommended card for venmo is utilizing the venmo credit card, discover it cashback and american express don't incur cash advance fees. I'm wondering what the thoughts are on the venmo credit card
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The rewards structure seems decent (3% on top spend, 2% on second highest, 1% on everything else). This happened to me as well with my chase card on venmo and incurred a cash advance fee I linked my gold card to my venmo account as amex send, but i have yet to use it
Live chat (from amex) told me there are no fees
And that it is distinct from a cash advance However, i don’t see what’s stopping people from treating it like one Load money into amex send, then go on venmo and transfer it to your external bank account. A subreddit for discussing credit cards
Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Visa prepaid gift card, zip code issue trying to add a visa gift card purchased from target as my venmo payment, but getting the invalid zip code error There is no zip code listed on the card. If you think of this from a long term perspective and ignore the sign up bonus, this card is way better than the amex blue cash everyday
Both earn 3% on groceries, but venmo has no foreign transaction fee, no minimum redemption, and $10,000 rewards spend cap, and grocery category includes wholesale clubs and it's a visa so it can be used at costco
Bce has 2.7% foreign transaction fee, $25. Venmo credit card charges 3% for person to person payment So this would likely be the worst option. Venmo credit card is run by synchrony bank
Their customer service is so bad you will want to live your family behind as you dissolve all assets and move off the grid into rural montana Do not get this card unless you want your patience levels tested to the breaking point
